Turn unpaid invoices into working capital.
Terarchy helps businesses that have already supplied goods or services to reputable buyers access cash before their invoices reach payment.
- 01
Upload
Submit the invoice and supporting transaction records.
- 02
Verify
Complete supplier, buyer, invoice, and payment-right checks.
- 03
Fund
Eligible invoices may be presented to capital providers.
- 04
Withdraw
Request payout when funded proceeds become available.
Why invoice financing?
A completed sale does not always mean available cash.
A business can be profitable while money remains tied up in 30-, 60-, or 90-day receivables. Those payment terms can make it harder to replenish inventory, meet payroll, fund production, cover operating expenses, or fulfil new orders.
Invoice financing can provide working-capital flexibility against an eligible unpaid receivable. It is not instant or guaranteed, and the cost and structure depend on the transaction.
Typical eligibility
Built for documented commercial transactions.
Terarchy is intended for businesses that have delivered goods or services, issued a commercial invoice, and can provide appropriate records for a reputable buyer and the underlying transaction.
See what may qualifyWhat Terarchy verifies
- Supplier identity and business information
- Buyer identity and available buyer information
- Invoice details, supporting records, and payment terms
- Buyer acknowledgement or payment-right evidence where required
- Duplicate, fraud, and document-integrity signals
- Transaction readiness, risk, and funding eligibility
After funding
Track proceeds through settlement.
If an eligible opportunity is successfully funded and its conditions are satisfied, proceeds become available to the supplier according to the transaction terms.
When the buyer pays, Terarchy tracks the payment and settlement mechanics for the funded opportunity. The precise allocation follows the applicable agreement and transaction structure.
Start with an eligible invoice.
Funding remains subject to verification, eligibility, available capital, and transaction risk.
