Legal

Privacy Policy

Last updated: 2026-01-15

This Privacy Policy explains how Terarchy Networks, Inc. (“Terarchy”, “we”) collects, uses, and shares information when you use our Platform.

1. Information we collect

  • Account data: email, name, profile image, Auth0 identifiers.
  • Verification (KYC) data: identity and business verification details you submit (and related status).
  • Invoice data: invoice details, buyer information, uploaded documents, and metadata.
  • Payment and payout data: Paystack references, recipient codes, transaction metadata, and payout status.
  • Wallet data: blockchain wallet addresses and on-chain transaction hashes (where applicable).
  • Usage and device data: basic logs and diagnostics to operate and secure the Platform.

2. How we use information

  • Provide and operate the Platform (authentication, dashboards, invoices, investments, payouts).
  • Perform verification and risk operations (including invoice review and risk scoring).
  • Process payments and payouts through integrated service providers.
  • Detect and prevent fraud, abuse, and security incidents.
  • Comply with legal obligations and enforce our Terms.

3. How we share information

We may share information with:

  • Auth providers (e.g., Auth0) to authenticate users.
  • Payment processors (e.g., Paystack) to process transactions and payouts.
  • Infrastructure providers used to host and secure the Platform.
  • Law enforcement/regulators where required by law.

We do not sell your personal information.

4. Blockchain data

When you use stablecoin (USDC) features, wallet addresses and transaction hashes may be processed and stored. Blockchain networks are public, and on-chain data may be visible to others.

5. Data retention

We retain information for as long as needed to provide the Platform, comply with legal obligations, resolve disputes, and enforce our agreements.

6. Security

We use reasonable administrative, technical, and organizational safeguards designed to protect information. No system is 100% secure.

7. Your choices

  • You can update certain profile details in your dashboard settings.
  • You can request access or deletion where applicable, subject to legal/operational requirements.

8. Changes to this policy

We may update this Privacy Policy from time to time. We will update the “Last updated” date accordingly.

9. Contact

Questions about privacy? Contact support through the app.

Privacy Policy | Terarchy